The Payout Note
One short note a day on Stripe payouts
Fees, refunds, disputes and what your books are missing, in under a minute of reading. RSS
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Oct 23, 2026
A renewal that fails on the 28th is usually next month's moneyStripe keeps retrying a declined card for days or weeks, so a renewal billed in September often reaches your bank in October, and the ones that never recover leave no trace in a sales report.
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Oct 22, 2026
A UK customer's $100 charge costs $5.70 in fees, not $3.20Cards issued outside the US add 1.5% and charging in the customer's currency adds 1% more, and neither shows up anywhere but a smaller payout.
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Oct 21, 2026
Refund a $120 sale and you are still out $3.78Stripe returns the full amount to the customer and keeps the processing fee from the original charge, on full and partial refunds alike.
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Oct 20, 2026
Tuesday's Stripe payout holds three days of salesOn the standard two-business-day schedule, Friday, Saturday and Sunday charges all land in one payout on Tuesday, so Monday looks short and Tuesday looks big.
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Oct 19, 2026
About 1 in 48 of your customers' cards expires every monthIf cards last about four years, a 240-customer SaaS sees five expire each month, and each one is a renewal that can fail.
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Oct 18, 2026
The 30¢ Stripe fee is what makes small charges expensiveOn a $5 charge, Stripe's fixed 30¢ costs more than the percentage, so the fee is 8.9% instead of 2.9%.