This is a sample report — example data, not a real account.
Run mine →Sample data · Last 90 days · Nothing is ever stored
Unexplained
$49,323.00
actually hit your bank in the last 90 days
3 payouts totaling $4,217.00 don't add up.
The reason for each is in the payout list below. On a paid plan, Conciliq re-checks them every morning after the 06:00 UTC check.
Charges
$52,040.00
Stripe fees
−$1,519.00
Refunds
−$1,198.00
13 payouts in the last 90 days
$936.15 · Oct 8, 2026 · po_sample03
Includes reserve items a founder should look at.
$2,819.15 · Sep 17, 2026 · po_sample06
Includes adjustment items a founder should look at.
$4,086.15 · Aug 20, 2026 · po_sample10
The components we could read are $200.00 less than the payout. Open it in Stripe.
$3,246.15 · Oct 15, 2026 · po_sample02
Smaller than your sales because it carries $640.00 of refunds from earlier charges.
$3,018.15 · Sep 3, 2026 · po_sample08
Smaller than your sales because it carries $558.00 of refunds and $310.00 of disputes from earlier charges.
$3,886.15 · Oct 22, 2026 · po_sample01
Matched to the cent.
$3,886.15 · Oct 1, 2026 · po_sample04
Matched to the cent.
$3,886.15 · Sep 24, 2026 · po_sample05
Matched to the cent.
$3,886.15 · Sep 10, 2026 · po_sample07
Matched to the cent.
$3,886.15 · Aug 27, 2026 · po_sample09
Matched to the cent.
Showing the first 10 — problems first.
Failed payments nobody chased
$2,890.00
in failed payments was never recovered
6 customers whose payment failed and never went through. Most of these are expired or declined cards — fixable, not lost. Recovering at Stripe's published average would bring back about $404.60.
4 subscriptions worth $780.00/mo are on cards that expire within 60 days.
The fastest fix is free: turn on Smart Retries and recovery emails in your Stripe settings. On a paid plan, Conciliq's Recovery Concierge lists each customer whose failed payment never recovered, with a note for you to send, and alerts you when failed payments surge.
Estimated MRR
$8,900.00
From 96 active subscriptions
ARR estimate
$106,800.00
Rates
Refunds as a share of charges
Failed attempts as a share of all charge attempts
Disputes as a share of charges
Top leaks
3 payouts don't add up
Each was rebuilt from its own balance transactions and came out different, failed, or carries adjustments, reserves or transfers. The payout list above gives each reason.
Impact: $4,217.00
6 failed payments never recovered
These customers' payments failed and no successful charge followed. Most are fixable card issues, not lost customers.
Impact: $2,890.00
4 subscriptions on cards expiring within 60 days
These renewals will fail unless the cards update. Stripe's card updater catches most — but not all.
Impact: $780.00
3 payouts totaling $4,217.00 don't add up today. Tomorrow brings another payout — and this check won't run again on its own.
On Monitor, Conciliq checks every payout after the 06:00 UTC check and sends one email every morning with each payout's status. Read-only. Nothing to install.
Check every payout, every morning
Connect a read-only key in two minutes. After the 06:00 UTC check, Conciliq sends one email every morning with each payout's status, including the mornings they all match.